Get a Rs. 10,000 Amazon Gift Voucher Free with Bajaj Housing Finance Home Loan

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    Bajaj Housing Finance Limited (BHFL), a 100% subsidiary of Bajaj Finance Limited, hereby announces its latest offer, wherein salaried applicants who successfully apply for a home loan online through the lender’s website get Amazon gift vouchers worth up to Rs. 10,000 free.

    Amazon Gift Voucher

    Exclusive Offer: Free Amazon Gift Vouchers

    Those who apply for a home loan through Bajaj Housing Finance’s online home loan application form are eligible for free Amazon gift vouchers.

    Only salaried applicants who apply between 27 August, ’21 and 15 September, ’21, are eligible

    Only loans disbursed till 30 October, ’21 are eligible

    Applicants with a loan amount of Rs. 15 lakh* to Rs. 50 lakh* are eligible for a Rs. 5,000 voucher

    Applicants with a loan amount higher than Rs. 50 lakh* are eligible for a Rs. 10,000 voucher

    Applicants with a loan amount lower than Rs. 15 lakh* do not qualify

    Why Apply for a Home Loan with BHFL

    The lender offers an array of features and benefits with all its offerings. Some of the key benefits you can make the most of when applying for a home loan with them are listed below.

    1. Competitive Home Loan Interest Rate

    Bajaj Housing Finance home loan interest rate is at an all-time low. Applicants can now avail of an home loan interest rate as low as 6.75%*, depending on their eligibility, and pay EMIs as low as Rs. 649/Lakh*.

    2. Sizeable Loan Amount and Long Repayment Tenor

    Applicants with the required financial profile and credit history can avail of a loan amount of Rs. 5 Cr* or even higher, depending on their eligibility. What’s more, they can repay the amount at a pace comfortable for them by choosing a repayment tenor of up to 30 years.

    3. Stress-free loan applications

    Applying for a home loan with Bajaj Housing Finance Limited is easy. All that is required of applicants is that they fill out the application form made available on the website with accurate details. Representatives of the company will get in touch with applicants shortly after form submission to walk them through the next steps.

    Applicants can then submit the documents online and coordinate on the next steps virtually. There’s no need for them to visit the branch on multiple occasions. The only step that requires a physical meet up is the final one, where the applicant needs to sign the loan agreement and registration formalities.

    Bajaj Housing Finance Home Loan Eligibility Criteria

    Bajaj Housing Finance has simple home loan eligibility criteria, which ensure accessibility. Some of these criteria are:

    Applicants should be residing Indian citizens between the ages of 23 and 62

    Applicants should be salaried individuals with 3 or more years of work experience

    Bajaj Housing Finance Home Loan Interest Rate

    Bajaj Housing Finance offers home loans starting at 6.75%* p.a., with EMIs as low as Rs. 649/lakh*. With minimal documentation and quick and hassle-free processing, customers can receive sizeable loans to buy or revamp their homes.

    Individuals can also decide to transfer their existing home loan to BHFL to make the most of this offer and their other features. The process of transferring the balance amount on a home loan is easy, quick, and hassle-free. One can also avail of a top-up loan up to Rs. 1 Cr* for any other financial needs.

    To check the monthly instalments and total interest payable on home loans, customers can use the online home loan EMI calculator.

    EMI Calculator

    BHFL offers a home loan calculator feature that allows applicants to make informed decisions about their home loans. Applicants can make use of the simple home loan calculator to get error-free results every time. Applicants can also input their details, following the prompts on the calculator, then click on “calculate” to get their results.

    About Bajaj Housing Finance Home Loan

    Bajaj Housing Finance is a 100% subsidiary of Bajaj Finance Limited and an HFC that offers customers reliable housing finance services, enabling them to comfortably purchase their dream houses under favourable terms and conditions.

    For more information, please visit www.bajajhousingfinance.in.

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    PURPOSE FUELS YOUR PASSION: MUNISH MAYA

    PURPOSE FUELS YOUR PASSION: MUNISH MAYA

    Don’t get confused with your purpose and passion as both go well together

    Passion as well as purpose both goes hand in hand. Purpose defines the passion in life. If you are passionate about something then there will be a purpose behind it. And if you feel that you are passionate about something but you are not able to find the purpose behind it then please do self-analysis. There is surely something that you are missing out on. Munish Maya in his Instagram post took out few minutes to write about Purpose and Passion, as he feels that it is an important topic to be discussed with everyone. Mr. Maya started writing his post by making a statement, “Many people confuse passion with purpose. Others struggle to find both.”

    Self-analyzing is a very tough job and it’s completely natural to get confused. Solving this problem Munish Maya says, “Passion & purpose are distinct. Passion is the drive, the energy that makes us feel good. Like they say, ‘do what you love.” People follow their passion to live a stress-free life where they can enjoy whatever the work they are doing. It is well said, ‘Follow your passion and there will not be a single day when you will have to work.’ Whereas the most asked question in relevance to passion, ‘What is the purpose?’ is answered very well by Munish

    Maya in his same post, “Your purpose is the reason, your ‘Why’ behind what you do.” 

    Passion and purpose go hand in hand. Munish Maya says, “From over a decade, I experienced, learned, evolved & developed new passions. They have changed my life & perspective in a great way.” Passion serves the purpose of life. Munish Maya himself followed his passion when he realized that he cannot do a 9-5 profile job, and look at him now, he is the 1st Global Brand Ambassador of India. His passion leads him to define the purpose of his life. The only purpose of Munish Maya’s life is to serve people by guiding and enlightening them about their lives.

    This confusion between passion and purpose is not for the lifetime. To which Munish Maya explained by saying, “But the sweet spot is where your passion & purpose align.

    One fuels your internal drive while the other maximizes your outward impact.” When both purpose and passion start to align then you will start gaining success and positivity in life.

    Munish Maya describes it more beautifully, “And in the path of manifestation, Purpose fuels Passion. By focusing on your purpose, you align your work with your deepest drive- your passion.” If you are passionate about something in your life, then the purpose of your life is served.

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    CAT 2021 Registration Process to End on 15th Sep

    CAT 2021 Registration Process to End on 15th Sep

    CAT 2021: 6 days left to apply for this entrance Exam for admission into IIMs, IITs, FMS, MDI, SPJIMR and other top Business Schools.

    IIM, Ahmedabad is going to close the CAT registration 2021 window on Sep 15, 2021. Going by trends however, they may extend the application date by another week or two.

    The Common Admission Test (CAT) is scheduled to be held on Nov 28. The Indian Institute of Management Ahmedabad (IIM A), conducting the CAT exam 2021, will close the CAT 2021 registration on Sep 15. Candidates seeking MBA admission 2022-23, 2022-24 batch and interested in appearing for IIM CAT 2021 can fill up the CAT application form.

    The CAT applications 2021 is available only in online mode at the official CAT website.  For completing the CAT registration process, candidates will have to pay a CAT application fee of INR 2200.00 for the general category and INR 1100.00 for the reserved category.

    Only 7 days left to apply for the CAT Exam, it is the most popular management entrance exam of India. IIMs, IITs, FMS, MDI Gurgaon, SPJIMR, IMT Ghaziabad, XIM University, IMI Delhi, MICA, FORE School of Management, TAPMI, GIM Goa, LIBA, GLIM,  NIRMA, IFMR GSB, LBSIM and other top Business Schools accepting CAT Score. IIM Ahmedabad, IIM C, IIM Lucknow, XIM University, GLIM and other B Schools open applications for 2022-24 batch.

    Select from 150+ MBA Colleges shortlist and Apply here,

    CAT 2021 eligibility criteria

    • Academic qualification: Candidates should have a Graduation/ Bachelor’s degree in any stream from a recognized University/ Institute. Final year students are also eligible to apply for CAT 2021.
    • To be eligible for the CAT exam 2021, 50% marks (45% for SC/ ST/ PwD) in Graduation/ Bachelor’s degree was mandatory. However, due to the pandemic situation in the country, some changes have been made in this regard:
      • Candidates in the final year: Students with “promotion/ pass” instead of “award of marks” certificates in any of the last two years of the bachelor’s degree can enter the “Promotion or Pass” option in the CAT application form. It will allow the student to complete and submit the CAT 2021 application form. This eligibility relaxation is also applicable to those final year students with an “award” of marks.
      • Candidates graduated in 2020 and 2021: Due to the implementation of the above point, and considering that there could be different evaluation patterns adopted by different institutes/ universities across the country due to the COVID pandemic, the CAT committee has decided to remove the minimum percentage of marks criterion (50% and 45% [or equivalent CGPA] respectively) for the CAT 2021 exam.

    About CAT 2021 The Common Admission Test CAT 2021 is a national level management entrance exam that is mandatory to take for admission into respective IIMs , IIT and over 1000+ B-schools across the country. CAT Exam 2021 will be conducted as a computer-based test in three sessions at over 420 test centres in 158 cities across the country. The CAT question paper comprises questions from Verbal Ability & Reading Comprehension (VARC), Quantitative Aptitude (QA), and Data Interpretation & Logical Reasoning (DILR). Students can expect the difficulty level of the CAT exam 2021 will be moderate to high.

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    “Impact of Pandemic on Organisations” to be published in ‘Abhigyan’- peer-reviewed, journal of Foundation for Organisational Research and Education’ (FORE)

    “Impact of Pandemic on Organisations” to be published in ‘Abhigyan’- peer-reviewed, journal of Foundation for Organisational Research and Education’ (FORE)

    The outbreak of the Covid-19 pandemic has impacted organizations, industries, and businesses worldwide. It has applied a sudden brake on the organization’s function, compelling them to look for and adopt newer ways of survival. Organizations are also experiencing significant changes in personnel behaviors, which have further impacted organizational performance and outputs. It has led to the transformation of the working environment processes and procedures, communication and personnel relations, operational, and financial management, etc.

    In response to the above, “Abhigyan which is a peer-reviewed, double-blind (refereed) quarterly Management Journal of the ‘Foundation for Organisational Research and Education (FORE), focusing on management and organizational research, is publishing a special thematic issue titled “Impact of Pandemic on Organisations” to record the effect of Covid-19 on the functions and activities of the organizations.

    It shall cover original research articles and review studies related to sub-themes of challenges and opportunities for organizations, organizational performance management, impact on international students, government policies to help MSMEs, and unforeseen consequences of a pandemic on organizational development.

    Abhigyan”, which has been published since 1983, provides an appropriate platform for readers across all domains for the exchange of ideas. In the present case, this issue with its focus on Covid-19 is intended to help the readers to have further awareness of the impact of the pandemic on various aspects of business and organizational management. It is hoped that this will be a welcome addition to the growing body of academic and organizational research on the post-Covid-19 business environment and help in finding ways and means to respond to the challenges emanating from it effectively.